Is aqua the credit card you're looking for?

aqua credit card

Typical 35.9% APR(variable)

  • A MasterCard with no annual fee
  • A credit limit of up to £2,200
  • No interest will be charged on purchases if every statement balance is paid in full by the payment date
  • Manageable monthly payments
  • Flexible payment dates
  • A friendly 24-hour customer helpline

We know there are many reasons why you might have trouble getting credit from other companies. You might be self employed, not on the electoral roll, on a low income or have previous bad credit including County Court Judgments (CCJs). I just found a great list of high risk merchant here.

As a specialist lender, whatever your financial situation, at aqua we take a closer look to see if we can give you the credit you need and can afford – that's why we have already been able to help more than 150,000 customers. We can't promise to say yes, but we can guarantee that we'll try, even if you have been refused credit before or are:

So go on – apply for an aqua Credit Card now – and you could set your finances free, with a sensible credit limit.

Improve Your Credit Rating with the aqua Card


Did you know that being approved for an aqua Card can help you to improve your credit rating?

Each time you apply for credit, a lender will use a credit reference agency to check your financial history and assess the risks involved with lending to you. If you make late payments or miss them altogether, they are noted on your credit report and may work against your credit rating. Likewise, making payments on time can have a positive effect on your credit rating. People with no known credit history may also be classed as higher-risk because credit reference agencies have no information to go on.

The good news is that using an aqua Card responsibly, by making payments on time and staying within your credit limit, can help contribute to a better credit rating. With the right strategy, you could improve your credit rating in as little as six months.

For more information on how to access your own credit report, learn more about the information credit reference agencies store about you, understand why you may be refused credit and how to improve your credit rating, and the importance of maintaining a good credit history go to Managing your debts and Improving your Credit Rating. 

Typical 35.9%APR variable

aqua was my first credit card, taken out to build my credit rating and as a result it's just got better and better over the years.

Mr M Stevens, Kent